A $6,000 donation from KeyBank is going to help the American Red Cross provide emergency services in Haiti and here in Vermont.“Efforts to help feed and shelter the earthquake victims continue, and we’re pleased to be able to support the work of the American Red Cross in Haiti,” said Scott Carpenter, President of KeyBank’s Vermont District. “We also recognize the vital role the Red Cross plays when Vermonters are in their greatest time of need.”“KeyBank represents the very best of corporate citizenship,” said Rob Levine, Regional Red Cross Executive. “Not only have they stepped forward to support relief efforts in Haiti, but they also have a deep appreciation for the work of Red Cross volunteers right here at home. This generous donation to our Heroes Campaign helps assure our local teams are better prepared to respond to fires, floods and other disasters across Vermont,” said Levine.March is Red Cross month. For more information, go to www.nvtredcross.org.KeyBank(link is external) N.A. is one of Vermont’s largest financial services companies. A strong proponent for local economic growth, Key companies provide investment management, retail and commercial banking, retirement, consumer finance, and investment banking products and services to individuals and companies throughout the United States and, for certain businesses, internationally. The company’s businesses deliver their products and services through KeyCenters and offices; a network of approximately 2,400 ATMs; telephone banking centers (1.800.KEY2YOU); and a Web site, Key.com, that provides account access and financial products 24 hours a day.Source: KeyBank— # # # —
On the Blogs: Where Apple Energy Is Going Others Will Follow FacebookTwitterLinkedInEmailPrint分享Tim Healy for Forbes.com:Apple has quietly dropped a bombshell in the energy industry, launching an entirely new subsidiary called Apple Energy that will manage the complexities of its renewable energy efforts.The only information available on Apple Energy is in the company’s filings with the Federal Energy Regulatory Commission, but what can be gleaned from that illustrates a foundational shift underway in the energy world.Essentially, Apple is seeking the ability to sell the renewable energy it generates to other businesses and consumers at retail prices. Without FERC’s approval, Apple will only be able to sell its energy to energy providers and utilities at wholesale prices. Apple Energy would more or less act as an energy provider itself, enabling the company to leverage its investments in renewable energy like wind and solar to generate new revenue from an entirely new market.Apple’s decision to go this route might be unique, but a close look at the path it took to get here reveals a broader shift in the way businesses think about energy. And whether you’re a bleeding-edge company with substantial financial resources like Apple, or a smaller-scale enterprise that’s just starting to dip your toes in the water, there are a few lessons to learn from Apple’s energy evolution.Apple was one of the early names to sign onto RE100, a group of the world’s biggest companies committed to 100% renewable power. In its 2016 Environmental Responsibility Report, Apple said it’s already well on its way, claiming 93% of its worldwide energy usage comes from renewables. Like most big companies that have made aggressive public commitments to renewables in the past decade, Apple has pursued these goals through a combination of strategies, including the purchase of renewable energy certificates (RECs).If a company is drawing any power from the grid, the original source of power is indistinguishable, a mix of coal, natural gas, nuclear, or renewable. By purchasing RECs, businesses essentially pay a premium to ensure that for every megawatt of energy they consume from the grid, the energy supplier is procuring at least the equivalent amount from renewable resources.While RECs have become an increasingly popular way for companies to hit their renewable targets, some have claimed businesses that use them are misleading consumers. Critics argue that a company cannot claim to be 100% renewable while relying entirely on grid power.But Apple critics—and critics of RECs at large—are missing a few key points: 1) RECs are more than an expensive way of buying positive PR—they play an important role in the economics of renewable energy development, which accelerates the integration of these resources into our nation’s resource mix; and 2) Apple’s claims are based on more than just purchasing RECs as financial instruments on the open market. Like other firms in the RE100, Apple has influenced the transformation of the electricity grid by agreeing to purchase renewable energy on a large scale.Full post: Why Apple Energy Is A Wake-Up Call For Businesses
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Last week, my friends at Callahan & Associates conducted their quarterly Trendwatch webinar and data slides. Everything you want to know about Credit Union financial performance is available for your listening and viewing enjoyment. I look forward to it for the analysis of Credit Union mortgage market share.Credit Unions enjoyed another strong quarter of mortgage production and once again stole market share for others. In the fourth quarter of 2014, Credit Unions originated 9.4% of the total first mortgages made. Yee-Haw – that’s a new record. Check out the chart below to see how much Credit Unions have gone up and up in market share and where they will stop nobody knows.So what happened? Read on………..From one year ago, Credit Unions have increased their market share from 8.0% to 9.4% – impressive. According to the Mortgage Bankers Association’s Finance Forecast, total originations in the fourth quarter were $278 billion and Credit Unions funded $26.1 billion of that. continue reading »
8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Plenty of surveys tell us what CEOs think about their boards. In general, they would like a bit more of a risk-taking attitude, less diving into tactical/operational areas, enhanced governance literacy and lots more tech savvy. During my work with over 300 boards over 20 years and many educational seminars with credit union board members, I’ve developed my own list of what might be worthy considerations for your board to discuss early in 2018.1. Greater board insight into strategic thinking. Most surveys testify that directors would like more strategic dialog, and most CEOs wish that their boards were more strategically savvy. Your board can raise its level as a strategic asset by investing more in the following: tracking such trends in the financial industry as mergers, digital strategy, customer experience advances and customizing products by member life stage (younger, older, business, retired). Increasing efficiency in fiduciary oversight can repurpose board time for more dialogue on strategic trends and more discussion about how your strategy is performing. Don’t overlook the need to understand what disruptive/innovative directions your CU might want to consider. continue reading »
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The Ghana Football Association and soccer’s world governing body, FIFA would on Wednesday sign a contract to begin the construction of a football academy.The contract, which is the Fifa Goal IV Project, is an an academy for the game to be housed at the Ghanaman Soccer Centre of Excellence, the football home of Ghana.GFA President Kwesi Nyantakyi and FIFA Development Officer in Charge of West Africa, Sampon Kablan would sign for both parties.The Goal IV Project, a football academy which would include learning centres and pitches follows the successful completion of other development projects largely sponsored by Fifa.Ghana’s start to the development of the technical centre at Prampram was built with funding from the Goal I Project which was a grant of $400,000 whiles the funds for Goal II Project was invested in the House of Football – the headquarters of the Ghana Football Association in Accra.Last month the Ghana Football Association commissioned the Goal III Project, which is a newly built multi-purpose dining and conference facility plus kitchen at Prampram. Source: Ghanafa.org
Gumbo, cajun, catfish, katrina, jazz, saints. The aforementioned are all things about the storied city of New Orleans that we love and dislike. One thing for certain and two things for sure, the Saints, as a result of being unceremoniously dumped by the Seattle Seahawks from this year’s postseason, will not be marching west to Dallas to defend their crown in Super Bowl XLV. Sometimes things like that happen when we begin to believe our own hype and get an early start on our own personal Mardi Gras. See I, Aubrey Bruce being of an honest nature did not give the Seahawks any sort of indirect or direct shot at upending the defending Super Bowl Champs on any field, anytime, anywhere. As a matter of fact, I already had the Atlanta Falcons or the Saints penciled in.The only person that gave Seattle a legitimate shot at defeating the Saints was former wide receiver and current ESPN analyst Keyshawn Johnson. When he picked Seattle, I personally thought that he had taken one too many hits jogging across the middle.The Seahawks now have to travel to visit Chicago. I truly believe da Bears will not be taken by surprise as were the boys from the “big queasy.” However that being said, sometimes you can know what’s coming but can ya stop it?The Seahawks’ wings will certainly be clipped by the Bears. Why, because Bears head coach Lovie Smith will not allow Seattle QB Matt Hassleback to throw for four touchdowns. Neither will the wind or the weather conditions at Soldier Field (Bears 21-10).Now can we get to the real AFC North Championship? When it comes to the Pittsburgh Steelers against the Baltimore Ravens playing in the “end of the world” bowl that is another story. The playbooks these teams are studying are taken straight from the “Book of Eli.” This game is going to make Armageddon appear like brunch at the ‘Golden Corral.’ Throw stats out of the window. Only a tiebreaker separated Pittsburgh from Baltimore, that is how evenly matched these teams are.Both have graduates from ‘Thug University.” I am not alluding to their off the gridiron activities, I am talking about their on the field adventures. Steelers ex-head coach Charles Henry Noll once described certain players including his own Hall-of-Fame cornerback Mel Blount as being a part of a “criminal element” that existed in the NFL. He was not referring to their “rap” sheets but describing the nasty and vicious tactics they employed as part of their normal activity on the field. Noll also singled out another ‘Thug U’ alumnus, the late former Raiders cornerback Jack Tatum. Tatum sadly must list the paralysis of former Patriots wide receiver the late Darryl Stingley as one of his victims as well as Steelers former Hall-of Fame wide receiver Lynn Swann, who he sent to la-la land during a game in which the Steelers and Raiders were rumbling.Let’s hit FF to 2011. The Ravens and Steelers have a few players that if not for the NFL, might be featured on a few post office walls. The first two are Ravens linebacker Ray Lewis and Steelers linebacker James Harrison. Both these gentlemen seem to almost have a sort of internal “primal” scream jumping off. That would be okay in a normal sense, playing a normal game. However, that internal chaos, compounded with a sort of “manufactured” paranoia that seems to suggest to them that everything everywhere is out to get them amounts to a volatile psychosis that may at times almost be homicidal, at least for their opponents. A couple of years ago, Lewis administered a vicious hit to Rashard Mendenhall, injuring his shoulder and ending his rookie season. The Steelers makeshift offensive line had better always have an APB out on Lewis. Steelers’ fans aren’t you feeling a bit queasy?In regards to Harrison, thank God for rule changes because of the way that he flies around. If it moves Harrison will kill it or at least attempt to. Okay, no more helmet to helmet but has anyone considered the alternative? You lower the target area six inches or more, could a well placed hit stop the heart? Steelers and Ravens nations make sure you send plenty of mint julep and pecan pie to Mr. Harrison before the upcoming match. In all of my years of observing and covering Steelers football I have never witnessed a linebacker who has competed with the guile, strength and tenacity of Mr. Harrison. He is a madman without the foam around his mouth. Steelers’ fans aren’t you feeling a bit queasy?There are other miniature psycho’s roaming on the defensive side of the ball for both squads. This game is going to be the “war of all wars.” I agree with a few of the talking heads. Will either the Ravens or the Steelers have any juice left to face the winner of the Jets/Patriots’ matchup? Who knows? Aubrey knows (Steelers win a nail biter, 20-17).(Aubrey Bruce can be reached at: email@example.com or 412-583-6741.)
ARCADIA, Calif. (June 30, 2016)–Longshot Anytime Anyplace broke sharply, pressed pacesetter Bluegrass Bronco to the far turn and held off hard trying Texas Two Step to take Thursday’s $60,000 Santa Anita allowance feature by three quarters of a length under leading rider Rafael Bejarano. Trained by Paddy Gallagher, the 4-year-old Florida-bred colt by Any Given Saturday covered 6 ½ furlongs in 1:15.01.The longest shot in a field of six 3-year-olds and up at 12-1, Anytime Anyplace paid $27.40, $11.00 and $5.00. Owned by the Ferro Family Trust or Harlingten, he got his third win from 10 starts and with the winner’s share of $36,000, increased his earnings to $143,805.Breaking from the far outside, Texas Two Step was in-hand under Santiago Gonzalez while running a joint fifth into the far turn with Kenjisstorm and finished well while caught wide throughout. Off at 3-1, he paid $4.40 and $2.80.Ridden by Gary Stevens, Kenjisstorm hugged the rail around the turn and finished third while never threatening the top two. Off at 9-2, he paid $3.60 to show.Fractions on the race were 21.57, 44.11 and 1:08.51.First post time for an eight-race card on Friday at Santa Anita is at 1:30 p.m. Admission gates open at 11:30 a.m.